Purebred dogs are predisposed to expensive illnesses and disorders. Mixed-breed dogs are the cheapest to insure. "Small, spayed, female mixed breeds," according the North American Pet Health Insurance Association.
One research indicated that Goldendoodles—one of the most popular mixed-breed dogs in the U.S.—cost $39 per month to insure.
LendEDU found that English Springer Spaniels had the lowest monthly pet insurance costs at $33.56. The American Kennel Club says these dogs weigh 40–50 pounds and are healthy.
Smaller dog breeds are less likely to develop hip dysplasia, making them cheaper to insure.
Yorkshire Terriers were consistently one of the cheapest pets to insure. LendEDU found a $37 monthly accident and sickness coverage for this breed, whereas AdvisorSmith found $52.
Despite its diminutive size, it's one of the cheapest dog breeds. The AKC lists only infrequent eye problems and dislocated kneecaps for this breed.
Australian Shepherds, another small, athletic breed, are economical to insure.
AdvisorSmith reported this breed's monthly insurance premiums average $58.81, while LendEDU found $40.62.
One of the tiniest canines in the area also gets the benefit of receiving one of the cheapest premiums. According to the findings of certain studies, the monthly premiums for Dachshunds range between $50 and $60.
This is likely attributable to the generally robust health of Dachshunds as well as their long lifespans.